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 After cooking and taking a shower, exhaustion flooded in. Wang Yan was tired, hot and hungry, and stuck out his tongue.
 In the summer, it's really not easy to toss around.
 It would be great if I had a car. With the air conditioner on and a little wind blowing, I could get things done comfortably. Why bother to suffer so much.
 Well, when I have saved enough money, I must pick up a car!
 It seems that the Audi A4L is good, with a stylish appearance and a high-end price. When it is opened on a university campus, it must be very cool!
 In fact, Wang Yan had never seen a luxury car at all, and a cub born in a village in the city was a rural kid before the demolition.
 Even if you are lucky and demolish it, Dingtian will be an upstart.
 Among the cars that drive to the campus gate to pick up their children from school, Wang Yan admires the A4L the most. He thinks it's a good car based on its appearance.
 YY drove the A4L for a while, and Wang Yan gradually fell asleep.
 He lay down early yesterday but couldn't fall asleep after tossing and turning. Today he got up early and tossed all morning. He is really tired.
 In the dream, the sky is intertwined with rays of light to form a palace. In the palace, beauties are like clouds, carrying precious delicacies and wines and presenting them to the throne. smile.
 Ma Yun: "Your Majesty, please look at the treasures I found!"
 Ma Huateng: "My lord, do you want to play LOL?"
 Musk: "Only my big rocket is worthy of the king!"
 Gates: "Take your rocket! Microsoft's state is the most enjoyable, too hard will hurt!"
 Product such as: "Your Majesty, you won't be afraid of wearing our clothes, no matter how hard they are!"
 ...
 Waking up from the messy dream, Wang Yan was shocked to find that his pants had actually set up a tent.
 What do you mean bro?
 Protesting every morning is not enough, now is preparing for an uprising? !
 Can you bear it any longer?
 There isn't a single person on the shooting list yet, letting go of the gun doesn't fit Shenhao's status!
 It's easy to talk about how to appease the rebels, and the elder brother who handles the certificate calls.
 "Is it done? Okay, I'll go there right away!"
 ...
 Wang Yan was charged 300 yuan for two simple things.
 Take the radish seal and press it on the discarded documents of the Education Bureau. The two seals are basically the same, and the workmanship is quite good.
 Very good, worth it!
 As for the payment slip, Wang Yan made 30 of them in one go. It's hard to say if he can use them up, but he'll try his best anyway.
 Go home directly after going out, print 30 copies of the fixed-format blank income certificate at the copying agency at the village entrance, fill them in one by one, and then stamp them.
 Put away the things, Wang Yan took a careful inventory, and it was basically all there.
 ID card get√
 Bank card get√
 Work unit get√
 Proof of income get√
 Office fixed line get√
 Housing fee receipt get√
 Get√ the mobile phone number that has been used for more than half a year
 Important contacts get√
 Only one difference: personal credit report.
 Wang Yan used his new phone number to log in to the Credit Information Center of the People's Bank of China, registered as Liu Dapeng, checked his personal credit information, and saved the PDF.
 Bring a full set of guys, and head straight to Financial Street.
 Now that I haven't rented a house, I definitely can't go to Huhai. Wang Yan casually walked into the first store on the right side of the road.
 In this company called Changfu, the first floor was not even finished, and the empty rooms and waiting area were empty, except for a lonely information desk in front of the stairs.
 Wang Yan said, "I want a loan," and the front desk quickly called down a salesman.
 After a while of trotting with high heels knocking on the ground, a young girl came down, even younger than Wang Yan, who deliberately didn't shave.
 Wang Yan's skin is not very good,
 It was darker and rougher, and with the embarrassing stubble, it looked like it was in its early 20s, so the girl came up and said "big brother".
 Wang Yan suppressed a smile and followed her upstairs.
 Say hello first in the stairs, do you need to check at home.
 The girl replied: "As long as you don't apply for a real estate mortgage loan or provide a house purchase contract, you don't need to come to verify the housing situation."
 That's good, let's start filling out the form.
 When doing the fill-in-the-blank questions, the girl kept agitating: "Brother, you can directly apply for a credit loan of 80,000 yuan. Considering your business unit and a monthly salary of 7,000 yuan, even if it is discounted, it will approve 60,000 yuan for you. "
 Wang Yan insisted on only applying for 40,000 yuan.
 It's not that I don't want to get more money, but that I have the overall situation in mind.
 According to Brother Xizi, small loan companies have a very important classification—more than 50,000 yuan and less than 50,000 yuan.
 Once the application amount exceeds 50,000, not only will the review be more detailed, but the probability of being rejected is as high as 50%. The higher the application amount, the harder it is to get approved.
 Apply for 40,000, and if the credit information is not bad, the probability of passing directly is 90%.
 Go to 20 small loan companies to make 20 loans, apply for 50,000 yuan each time, the probability of passing the review is 50%, and finally get 500,000 yuan.
 Each application is 40,000 yuan, the probability of passing the review is 90%, and finally 720,000 yuan is obtained.
 How big is the difference?
 And more importantly, the post-loan emphasis on both is different.
 Especially when collecting collections, more than 50,000 must be reminded, the sequence is extremely high, and if they are not reminded, they will always be hung in the important supervision library.
 Less than 50,000 is selective collection, and the ranking is relatively low.
 Moreover, veteran drivers have a way to continue to lower the collection order——
 Take a two-year loan for a total of 24 months.
 When the money comes down, repay on time for 4 months.
 At this time, more than 10,000 yuan has been repaid, and the order of collection is basically reduced to the lowest. It doesn't matter if you don't pay a penny after that.
 Every company has a vast number of bad debts, which are collected according to the order, and they will not be able to remind you in the next life.
 It would be even better when the small loan company packages and sells the bad debts. The receiving party does not recognize the small loan company's late payment fee for interest service fees, but only counts the actual loan principal, which is basically a 10% discount.
 For debts below 50,000, the cost of receiving them is less than 5,000, and they don't even bother to deal with them.
 Soon, that debt will disappear into the vast financial river.
 On the contrary, customers who defaulted in the first month have a high status in the collection sequence and will be chased and bitten.
 Wang Yan's plan was to pay back the money for 4 months, then throw away the phone card and bank card, goodbye.
 How much money is owed in principal and interest will be donated to the orphanage, and nothing will be kept by the small loan company.
 After reading a few news articles about campus loans, he was quite disgusted with the blood-sucking companies bred by these deformed societies, and he would not feel guilty at all for relying on them.
 The reason why I have to pay it back for 4 months is that I don’t want to bring even a little trouble to Brother Dapeng. Everything is fake, but the ID number is real. It’s quite helpless to think about it.
 Therefore, on the day when it can be made public, Wang Yan will prepare another 1 million for Brother Dapeng, which should be enough to support a business. It can be regarded as a small compensation.
 ...
 Next, continue to fill in the form, the deadline is 24 months, the purpose is for decoration...
 It's all small details, and it's done smoothly.
 Then take the girl and the marketing manager to the Education Bureau to verify the unit.
 July was the time when the education office was on holiday. Aunt Wang Yan was in the unit only when she was in contact with the new school uniforms of various schools, and she couldn't even see a ghost in other offices.
 Seeing Wang Yan open the office door with his own eyes, the manager smiled and said, "Sir, please don't worry, we will upload the application tonight. If it goes well, we will call back tomorrow morning and sign the contract to get the money in the afternoon."
 People from both sides waved goodbye, Chen Shi went all out and ran away to another 7 houses.
 Four of them didn't even bother to go to the unit, and one of the remaining three needed to inspect the house, which was not completed yet.
 At this time, it was the golden age of the hottest offline store business for small loans. The little Wang Yan was like a drop of water in the ocean, so small and unobtrusive.
 When he fell asleep exhausted at night, Wang Yan was even thinking: If this continues, how many businesses can I make?
 50?
 100?
 New companies open every day, and old companies close down every day. What a barbaric and vibrant industry...
 A good night's sleep.
 Waking up the next day, Wang Yan changed his clothes, put on his peaked cap, and went out with the donkey brand briefcase he bought at the night market last night.
 Continue to make small loans.
 When filling out the form, Wang Yan saw an undisguised sneer in the eyes of a certain salesman, probably because that donkey bag was too fake?
 Not only was Wang Yan not angry, but he was full of mischievous thoughts: When your family's money comes down, I'll buy a real one, and thank you in advance!
 In the morning, verification calls began to come in one after another, starting with 010, 021 and so on.
 Changfu's risk control asks a special question: "Sir, why is no one answering your office phone?"
 Wang Yan replied calmly: "The bureau is on summer vacation, so of course my colleagues are not here. If you need it, I can go back in the afternoon and use my office phone to respond to you."
 The customer service didn't say anything, and said goodbye politely.
 In the afternoon, Wang Yan was leading a manager to verify the office space when a salesman from Changfu Company suddenly called with a very excited tone.
 "Sir, your loan has been approved, you can come and sign the contract!"
 Wang Yan sent the manager away calmly, then took a car alone, and hurried to Financial Street.
 The signing process was very simple. Ten minutes later, Wang Yan came to the CCB cash machine and silently entered the password.
 Balance: 40000.00 yuan!
 The first small loan was successfully obtained!
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 When people are poor, they breathe wrong. 
 Ding, congratulations to the host, you will get a certain amount of money every time you breathe. 
 Ding, you get a spicy consumption card when you eat a crayfish with explosive taste. 
 Ding, your sleep quality is very high today. Gain energy + 20% of your daily buff. 
 Different Shenhao system, everything in life will bring surprises. 
 Coach, I want to learn to race!
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 Ling Xiao was secretly in love with a girl named Mo Qi; because of an accident, they both crossed into the ancient times.
 Mo Qi who was preinstalled with the Mary Sue halo, in these ancient times, walked to the summit with a golden finger.
 However, Ling Xiao continued to be exploited by Mo Qi.
 After he no longer had any values to exploit, he soon became a pitiful cannon fodder.
 The heavens decided to take pity on Ling Xiao.
 And gave Ling Xiao an opportunity for rebirth.
 After rebirth, he vowed that all his enemies would repay him with a debt of blood!
 However, why have all these enemies of his, fallen into the mode of cutting their heads open?
 “Hey, are you really that unremarkable person who used to follow behind Mo Qi?”
 “So this dance was originally danced by you, sigh……”
 “You are obviously a man, yet you move me so much.”
 “Enough! Since you have taken the initiative to provoke me, then you must concentrate on me!”
 Ling Xiao expressed: If you want to counterattack, then counterattack. As long as your golden finger is bigger than Mo Qi’s.
 But how did Mo Qi’s Mary Sue halo end up in his body! He is still a straight man who likes beauties! He definitely, definitely doesn’t want to turn bent!
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 21st century superstar Jian Nai’s friend encountered a scumbag who cheated money from people. As soon as the other party walked away, his friend became the laughing stock of the entire entertainment circle overnight!
 Jian Nai immediately decided to take revenge on behalf of his friend, preparing to make the scumbag pay the price for playing with other’s feelings and then dump him!
 Jian Nai : “Baby, I just got off work, and you?”
 The other party : “Just finished the battle with the invading army.”
 Jian Nai : “Honey, I will cook for you in the kitchen. What do you like to eat?”
 The other party : “Nutrition solution.”
 “… …”
 Getting along for a while, he finally dumped the other party and said he was just playing around. After saying the harsh words, he realised– it’s over, he copied the wrong ID!
 Not only did he add the wrong person, the other party was not even a person from Earth at all!
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 Due to an accident, a rich and handsome man from modern society became a man’s wife in ancient society. 
 Just being a man’s wife was not enough. 
 He was also a secondhand product with two children. 
 Just being a secondhand product was not enough. 
 The secondhand man was also a poor and ugly man, who was blind in one eye. 
 Shao Yunan was very dissatisfied with this. 
 And very, very unhappy.
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 「You are gorgeous.」
 「You are amazing.」
 「Your nature is as fickle as flowing water and as erratic as a flower drifting in the wind.」
 「…」
 「You will make everyone fall madly in love with you. They will not stop until your entire being is under their possession; until you are trapped and caged; until your limbs are no more. Until you are but a cold body locked away in a freezer—only then will they finally be content.」
 「…」
 「You will not die. You will revive endlessly.」
 After an accident, Chao Deng was forced into binding with a system. The task allocated to him was to enter various worlds to collect fragments of personality.
 Chao Deng went after the personification of indifference first, then frivolity, tyranny, paranoia, arrogance… In the end, Chao Deng discovered that these fragments had all come from the same person.
 Indulging in love, muddling through life, having your name spread far and wide, or having an existence worth no more notice than a mere speck of dust—these are all the glorious songs dedicated to the life of one truly great.
 You were born to be pampered by millions.
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 Su Fu’s years of affections were gradually consumed by daily livings and the disgust of He Shaoqi’s parents. Father He’s indifference, Mother He’s unkindness and He Shaoqi’s infidelity finally made Su Fu feel unbearable and choose to break up.
 Next: the next love, the next lover, the next family, the next – is Tang Sibo, is happiness.
 Su Fu: I can’t even live well in an ordinary family. I can’t afford to live a life in such a prestigious family as yours.
 Tang Sibo: It doesn’t matter what kind of family mine is. The two of us will live our own lives. No matter how prestigious my family is, I will protect you.
 Su Fu felt that the most correct choice he made and the greatest happiness he had in his life was to live a life with the surname Tang and a life worthy of himself.
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 Film Empress, Liang Yin had returned after disappearing for five years and the crowd of fans cried tears of joy.
 The happiest person was actually the Film Emperor, Zhou Jianchen.
 ____ Very good. You rejected me five years ago, but it doesn’t matter. We can resume this time.
 Little Episode：
 The Film Emperor, Zhou Jianchen had a morning irritability when he woke up, but not knowing how it was somehow healed after he married Liang Yin.
 As the sky brightened up, Liang Yin said, “Ought to get up now.”
 Zhou Jianchen responded, “What to do if I don’t want to get up?” Just grabbed the Film Empress, Liang Yin who was about to get out of bed to get dressed into his arms….
 The male lead truly loves the female lead…
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 [WARNING: THIS NOVEL IS R-18]
 "I love you, despite the danger signs."
 ....
 “Little lamb, let me tell you this. You’re standing before the gates of hell right now. Doing this means ruining your life. Are you ready to step down to hell with me?”
 As the silence dragged on, the man’s lips curved up into a triumphant, mocking smile and his hand landed on her head. He ruffled her hair and leaned in on her.
 “Hell is not a good place, at least for a little lamb like you. I’m sure you’re aware of that. Now run away while this demon king is still being nice and calm.” He whispered and then, he turned to leave, so casually, as if nothing just happened. But after three steps, the girl stopped him again.
 “The hell you're talking about...” she mumbled, “I… I’d like to see it for myself… Take me there.”
 …
 Abigail is a beautiful oh-so-innocent lady. She is kind and well mannered but she is terminally ill. She knows she will die soon so before she dies, she wants to fulfill her one and only wish – to fall in love. She wants to experience loving someone romantically. But under one strange condition- she wants a man who will not fall in love with her because she doesn't want him to suffer when she’s gone. She met Alexander, the coldhearted and mysterious man. He warns her from the start that he doesn't do love and that he is dangerous. But that made him the perfect man for Abigail. He was exactly the kind of man she was looking for.
 Their completely different worlds collide, Alexander will start to teach the innocent Abigail about sexual pleasure while Abigail will teach him the joy of doing simple things in life.
 ...
 He handed her an egg-shaped, pink vibrator and then returned to his spot.
 The girl blinked again as she examined, with deep curiosity, the pink egg-shaped thing in her hand.
 "Don't make me wait. Put it inside," the man ordered and Abi swallowed.
 Abi had no idea whatsoever as to what this thing was. She had never seen anything like this before. She wanted to ask him what this thing was and what he meant by 'put it inside' but the man was so serious, she was afraid she'd fail the test if she showed him that she didn't even know what this was.
 "Is this clean?" was what she asked instead and the man half-smiled.
 "It. Is. Very. Clean." He stressed out every word.
 Still unsure about what to do, Abi hesitantly looked at him and then in the next second, she put it inside her mouth.
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 The day she transmigrated it, she was already the wife of two men. She later became the Queen of the country. Her life has been cherished by seven men.
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 Crossing into a different world and impersonating the Lord of a city, a city encompassing five hundred miles, an elder sister having celestial beauty, and double digit number of lovers.
 Tasked to revive a perilous family, Lanling, a third year university student, felt an overbearing pressure on his shoulders.
 Hosting the Demon Star in his body, he can directly devour other people’s force and make it his own, he crossed through with a sole mission: To Utterly Destroy This World!
 From being the Lord of Tianshui City, becoming the Queen’s husband, to being the World Destroying Demonic Emperor, he became the King of the entire world.
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 He was the cold-blooded prince of the Jin country. Decisive and smart, he had looked down on the world with apathy and disdain.
 She was his Wang fei, a person who had saved him in the past, but even he wouldn’t look at her.
 When the fire raged and death claimed her, it was only then that she realized her existence was nothing but a joke from the beginning.
 She opened her eyes once more after spending two years as a roaming, vengeful ghost. In this lifetime, Ye Zhen promises that she will be a different person. With a slight smile, she will ruthlessly trample on those who had schemed against her and lied until her demise!
 Most importantly, she would let him experience the pain of an unrequited love; the bitterness of seeking something you cannot obtain!
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 The change that had started in order to rid of a God’s boredom.
 The diary of Kang Hansoo who had come back in order to save humanity which had been destroyed by this change.
 ---
 Ekdud’s Revised Synopsis:
 Reincarnator is a Korean novel that is quick paced under the genre of reincarnation action fantasy. A novel situated in a world located in another dimension after the original world goes through an apocalypse. A ‘God’ decides to relieve his boredom by creating a whole new world where countless races from numerous worlds and dimensions were poured in, the Abyss. Humans were one of the weakest and most feeble races of all within the Abyss but their potential for growth has helped them survive. Alas, almost all of the last remaining humans have been hunted down by the strongest races of the Abyss, the dragons, and demons. The few remaining members find and reach the Space Time Crystal, an artifact that can send one person back in time.
 A novel about the main character going back in time to redo everything humankind has done to ensure the survival of their race in the future. This novel actually hits a lot of different genres as it attempts to integrate romance, comedy, gaming, action fantasy, modern fantasy and more. Please give it a chance!
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 Serious version: Every small world had a heartthrob, all he had to do was to kill that heartthrob
 Irregular version: Shen Jue was punished for doing wrong and experienced the suffering of reincarnation. In order to get rid of reincarnating, he had to kill those beautiful and prosperous heartthrobs, and before doing it, he had to attack the other party and let the other party willingly die for him.
 It was just that, gradually, those heartthrobs who had been attacked were blackened…
 Shen Jue: Wait, aren’t you the protagonist?
 Hearthrob [sneer]: We all have stuff, so who’s to say I have to be the recipient?
 “When two lovers meet, one must attack!
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God of Life

Chapter 7 The first sum of money is in hand!

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God of Life

Chapter 7 The first sum of money is in hand!

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