<div class="chapter-content">
 <div align="center">
 <script src="/d/js/ad/page_01.js"></script>
 </div>
 "Uncle Singh, I am very serious." Qiao Ge said with a serious face, "If the bank does not help us, we will definitely not be able to get the 500,000, because we have nothing. If we borrow another 200,000 rupees, I believe that we will My father’s reputation and management over the years will definitely be able to repay the capital with interest in a few years, no, just one year.”
 Singer couldn't help but glance at Qiao Ge in surprise. This kid was threatening him.
 But there is some truth in what he said.
 If the regulations are followed and all the Gupta family's property is taken away, the bank will still lose more than 500,000 rupees. How can you expect a family living in a slum to pay back so much money?
 This became a bad debt.
 Banks have assessments for loans. As a credit manager, he knows this very well.
 "The last time your father was able to lend so much, it was actually because of my long-term friendship with him. Of course, your father is an honest man and has credibility, which is why I dared to borrow more. It's a pity that he is too impulsive. , He was not like this before." Singer still did not directly answer Qiaogo's request.
 In fact, India's economic reforms began in the early 1980s, but they were not as intensive as in 1991.
 Last year, we relaxed restrictions on private enterprises, vigorously introduced foreign investment and foreign advanced technology, and reformed public enterprises.
 This provides great opportunities for private enterprises to grow.
 Bank loans are beginning to favor some private companies, but it is often those large private companies that want bank loans.
 Small and medium-sized enterprises still have little chance.
 Gupta's loan this time is equivalent to a credit loan. After all, the value of the collateral is far less than the loan amount.
 Originally, it was impossible for a small workshop owner like him to obtain a credit loan from the bank. The main reason was the relationship between Singer and him, which was considered a case of using power for personal gain.
 Small businesses that want to get loans usually get them from large private companies.
 Because it is easy for large private companies to obtain low-interest credit loans from banks, and then they lend the excess to others at high interest rates. Naturally, there is various collusion between government and business.
 India is very dark and complex in this regard.
 At the same time, the Indian government has revised the law to encourage small businesses to raise funds directly from the public to invest in various projects. It is basically raising funds. If it is illegal, then it doesn’t matter.
 In addition to a loan from the bank last time, the elder Gupta also raised funds from many acquaintances around him.
 After the bankruptcy, these people raised funds to borrow money, but Gupta did not default on the debt. He sold cars, gold jewelry, and everything he could sell at home. The bank was really powerless.
 "My father has been cautious all his life, but~~" Qiao Ge didn't know what to say about this cheap father.
 "What kind of person do you think your father is in business?" Singer thought for a while and asked.
 Qiao Ge stared at Singer for a while, then withdrew his gaze.
 He probably understood that if his answer did not satisfy him, his request might not be approved.
 "I just said to be cautious, of course, it sounds nice. If it doesn't sound nice, then it means being conservative, traditional, timid, and short-sighted." Qiao Ge considered his words.
 Qiao Ge was not completely lying.
 India is a major cotton growing country, with output almost ranking second in the world, accounting for 25% of global cotton production.
 Mumbai is the center of India's cotton textile industry. There are a large number of related factories and enterprises here. The export of cotton and cotton textile products is one of the important sources of foreign exchange for India.
 There are five small workshops under the elder Gupta's name, all of which produce cotton textiles, but none of the small workshops has more than seven employees.
 If it were in China, it could be merged into a small factory, but it's different in India.
 India's labor laws protect employees very well, and it is very difficult to fire an employee.
 Beyond that are the Indian trade unions.
 The trade union in India is a very powerful organization. It has the right to conduct collective bargaining with employers, demanding higher wages, improved working conditions, improved benefits, etc. If the negotiations fail to achieve satisfactory results, the trade union can organize a strike, and the strike will give the employer bring huge losses.
 Indian law stipulates that seven or more people can form a trade union. Therefore, in order to avoid these troubles, most small workshops will not have more than seven employees.
 This results in everyone being unwilling to make the company bigger and stronger.
 This is the case of the old Gupta, who was divided into five small workshops. The number of employees in each small workshop did not exceed the limit, so a union could not be established.
 This is a kind of taking advantage of loopholes.
 If the company gets bigger and has more than 100 employees, it will not be so easy to fire employees even if they make mistakes.
 The consent of the local government must be sought before dismissal. For the sake of employment and stability, the government often will not agree.
 There was a news story about an Indian employee who was still sleeping in the company at 11 a.m., but his boss fired him after repeated warnings failed. Then the employee sued the court. Later, the court agreed with the employee's demands and forced the factory to rehire him. It was not until 17 years later that the factory sued and successfully fired the employees.
 Therefore, many larger companies will control the number of employees below 100, so that it is relatively easy to fire employees.
 India's labor laws are friendly to employees, but they are a burden to companies, causing them to not want to grow bigger and take on more responsibilities. This is a contradiction.
 Singh was a little surprised. He didn't expect this kid to say such a thing. This was a completely negative evaluation of the old Gupta.
 He is very familiar with Qiao Ge. After all, their two families have a good relationship and often communicate with each other.
 This guy is very good at studies and is said to be able to get into the Indian Institute of Technology, the best university in India.
 You must know that the admission rate of Indian Institute of Technology is shockingly low. It is the most difficult university in the world to get into, even more difficult than Tsinghua University and Peking University in China.
 Those who come out of polytechnics are the best of the best.
 There is a saying in India that goes like this: "Only those who cannot get into the Indian Institute of Technology will get into the MIT."
 This is actually an Indian saying, but it also shows that Indian Institute of Technology is indeed very good.
 When the elder Guptas talked about Qiaogo, they looked proud and were very satisfied with their son. International school tuition is expensive, but it is worth it.
 "Young men at this age are always a little rebellious." Singer secretly thought. It was precisely because of his rebellion that he gave his father this evaluation.
 "In order to avoid troubles with labor laws and trade unions, my father had no plans to expand his business. This was because he was short-sighted and conservative. This time he made a breakthrough, but unfortunately he was irrational and was completely carried away by a little money. , fell into someone else’s scam.” Qiaogo continued.
 "So, in your eyes, your father is really not that good." Singer said.
 "No, he still has many advantages, such as being honest, trustworthy, and not harsh on his employees. I believe Uncle Singh knows this."
 There is no blind disparagement, the elder Gupta certainly has his merits.
 The wages of the employees in his workshop are about 20% higher than those of their counterparts. This is due to the kindness of old Gupta. Moreover, he himself started doing odd jobs in these small workshops, so he knows how difficult it is.
 After he became prosperous, he still gave preferential treatment to these latecomers.
 For business partners, the elder Gupta is very trustworthy, generous in his work, and has a very good reputation.
 "Your father is sincere and a good man." Singer shook his head in agreement. Qiao Ge's evaluation was quite pertinent.
 Let’s talk about some differences in India.
 In India, nodding means ‘no’ and ‘disagree’, while shaking the head means ‘yes’ and ‘agree’.
 "What can you do even if you get 200,000 rupees?" Singh couldn't help but ask when he saw that Qiaogo didn't say anything.
 "Continue to make exports for the time being." Qiaogo replied immediately.
 "Export? Export of cotton textiles?" Singh asked again.
 "Yes, I believe I can pay off the loan within a year. Now I just need the deposit for stocking up." Qiao Ge said.
 Qiao Ge was not sure whether he could repay the loan within a year, but now he could only launch the satellite first.
 There were not even a few paisleys left in the house.
 Indian currency rupee, 1 rupee is equal to 100 paise.
 Therefore, we can only borrow money and try to make a comeback.
 "What do you think? I couldn't say no before. Based on your father's reputation, you can indeed get the goods with a smaller deposit. But now, even if you get the goods, I'm afraid you won't be able to export them." Singer sighed.
 Qiaogo didn't quite understand what Singh said. In his opinion, Singh was just making excuses not to borrow 200,000 rupees.
 At this time, a news came from the radio, which was broadcasting local news in Mumbai, about the port workers' strike and demonstration.
 Hearing this, Singer pointed to the radio and said, "Did you hear that? There's a strike. Do you know why it's a strike?"
 Qiaogo immediately replied: "There is too little work at the docks and they cannot support their families."
 "Then why is there less work?" Singer explained. "The Suez Canal is blocked. I heard that the time it takes for each ship to pass is more than ten times as long as before. Now countless ships are queuing there, and it's almost two hours. Months. Most of the goods here at the port are sold to Europe. If the canal is blocked, it will be difficult for this ship to sail out. If we go around the Cape of Good Hope in Africa, the distance will increase too much and the freight will rise sharply. Therefore, some items that are not too urgent Europe has temporarily stopped receiving goods such as cotton and cotton textiles. This has caused the goods at the port terminals to pile up and the warehouses to be full. These workers have no work to do. Your father's previous customers were all from Europe. It seems to be from the UK. Even if you have the goods ready at this time, can you sell them?"
 Qiao Ge was stunned for a moment, he really didn't know about this.
 As a result, it would be impossible for him to make money from exports to pay off his debts. Even if Uncle Singh had a good relationship with his father, he would not be able to borrow 200,000 rupees for no reason.
 Qiao Ge opened his mouth and wanted to fight for it, but found that he could not convince the other party with a very effective reason.
 I have been thinking about foreign trade exports for almost a whole night and feel that there is a good chance.
 Unexpectedly, there was a problem on the Suez Canal side, which was beyond his expectation.
 This resulted in the complete bankruptcy of his possible self-rescue plan.
 Even if you have 200,000 rupees in your hand, what can you do?
 Qiao Ge really hasn’t thought about it yet.
 A huge blow and a bad start.
 "So, how can you pay off your debt?" Singer sighed, "I really want to help you, but you can't."
 Jogo kept thinking in his mind, and he didn't want to give up yet.
 The broadcast on the radio continued. When he saw the radio, he suddenly had an idea.
 "Uncle Singh, did I say we were going to sell it to the British? That group of liars." Qiaogo said with a smile.
 "What do you mean?" Qiao Ge's words made Singer confused for a moment. "Then who are you selling to? The boat can't leave."
 "Not everywhere has to go through the Suez Canal." Qiaogo replied, "Actually, I had already contacted the Chinese when I came here."
 "Chinese?" Singer's eyes widened. This jump was a bit big.
 "Don't Uncle Singh know?" Qiao Ge asked in surprise, "They have been in Mumbai for more than ten days."
 "I seem to have heard that they are a business group here for exchanges, hoping to promote trade exchanges between the two countries, but it seems that no one is willing to do business with them." Singh thought for a while.
 India is resistant to the Chinese, and Qiaogo knows this well.
 In 1962, after the Sino-Indian War, the relationship between the two countries was not good.
 Although relations have recovered somewhat now, the Indian government and people are still hostile. After all, India has forcibly turned its war of aggression into a battle to defend New Delhi.
 Some of them were mentioned in the broadcast just now, and some of them were thought of by Qiao Ge himself.
 The Mumbai government is not too enthusiastic about the Chinese business delegation. The matter of cooperation is just words without much practical action.
 Some officials even privately told some local factories and companies not to do business with the Chinese.
 "No one is doing business with them, isn't that just my opportunity?" Qiaogo said.
 "The people above are not willing, do you understand?" Singer frowned. Of course he knew some inside information.
 "Uncle Singh, I remember that the Prime Minister mentioned China in his speech a few days ago, especially the rapid economic development after China's reform and opening up, which amazed him, and that he hoped to visit China to improve relations between the two countries. Enhance communication between the two parties." This was retrieved from the memory of the original owner after Qiaogo heard the news on the radio.
 He had seen the news in the Times of India at that time.
 There are many newspapers in India and they are written in a variety of languages.
 The official languages ​​of India are Hindi and English, and many states have their own local official languages.
 For example, Jogo’s hometown of Gujarat speaks Gujarati.
 Mumbai is the capital of the state of Maharashtra, where Marathi is the official language.
 The original owner can speak Gujarati, Hindi, Marathi and English, and the English is very fluent and standard. The all-English education in international schools is not covered, so now Jogo has also inherited these four languages. Coupled with the original Chinese, it is equivalent to having five languages, which is an incredible achievement.
 Bhaskar Daily is the largest circulating Hindi newspaper in India and The Times of India is the largest circulating English newspaper in India.
 In terms of circulation, Bhaskar Daily is much larger than Times of India.
 However, in terms of status and influence, there is a certain gap between newspapers in Hindi and regional languages ​​and English newspapers. English still dominates media discourse.
 The Indian elite basically speaks English, so the main readership of The Times of India is India's middle and upper classes. Some major libraries and government agencies at home and abroad also often subscribe to this newspaper.
 Fraser International School subscribes to The Times of India, of course.
 The current Prime Minister of India is Rajiv Gandhi. In fact, he paid an official visit to China from December 19 to 23, 1988. This was the first visit to China by an Indian Prime Minister in 34 years.
 This is an important turning point in the history of Sino-Indian relations. It ended the long-term hostility between the two countries and laid the foundation for the improvement and development of bilateral relations.
 <div align="center">
 <script src="/d/js/ad/page_02.js"></script>
 </div>
</div>

<div class="content">
 When Jogo regained consciousness, he found himself reborn as Jogo Gupta, a 16-year-old boy from a middle-class family in Mumbai in 1986. 
 Originally, he could sleep peacefully, his family income was good, and his high school was a private international school with expensive tuition. 
 It's just that his father just went bankrupt and owed millions in bank loans. He went from being a millionaire to being a millionaire. 
 In order to keep his house and avoid falling into a slum with nothing, Qiaogo must first pay off the million-dollar debt within a month. 
 In 1991, the Indian version of reform and opening up began, allowing private companies to enter industries originally controlled by the state, such as energy, electricity, mining and other industries. 
 India's major monopoly private groups began to expand rapidly from this time, affecting all aspects of the Indian people. 
 In the previous life, China's reform and opening up failed to catch up, but India's reform and opening up finally caught up. Qiao Ge thought that he should accumulate as much capital as possible before 1991 in order to obtain greater benefits after the reform and opening up.
</div>

<div class="content">
 Writer from the Celestial Dynasty Internet in 2022. 
 Traveling through time, he possessed a young man with a red neck in Texas who had just graduated from college in 2000. 
 Now that you are reborn, enjoy your life well.
</div>

<div class="content">
 Traveling back to 1983, Lu Jiaxin faced the beginning: her original owner failed the high school entrance examination and was abducted, her stepmother was a sweetheart and her father was a pure egoist. 
 Designer Lu from Hell's Beginning decided: The stepmother will be in the first grade of junior high school, and she will be in the fifteenth grade! My father is not a good man, so she taught him how to be a good man! 
 She still had to go to university. I heard that the University of Hong Kong in the 1980s was very valuable, so she waved her sleeves and ventured into Hong Kong's financial circle. 
 Big Brother, Beep Machine, Lingling Paint on the dance floor! 
 Victoria Peak, Repulse Bay, Victoria’s wealthy ladies!
</div>

<div class="content">
 Ye Feng has mutated, and his body can acquire corresponding superpowers based on the information he heard! 
 Wang Qiang at the same table: “It would be great if there was a great hacker friend!” 
 Computer Xiao Bai Ye Feng, instantly became a super hacker god, wherever the network goes, my domain! 
 Wang Qiang: “Brother Feng, do you want to learn martial arts?” 
 When the voice fell, Ye Feng’s strength skyrocketed, becoming an almighty martial arts master! 
 Girlfriend: “Ye Feng, can you drive?” 
 Ye Feng just wanted to say no. As a result, countless information flooded in, and he instantly became an old driver of Qiu Mingshan, an invincible car god! 
 … 
 “Please, stop talking!” 
 In less than a year, he was almighty, and Ye Feng looked distressed, feeling that he was almost inhuman. 
 Rather, the omnipotent almighty super god! 
 The book is also called “I’m Really Human”, “I Really Didn’t Want to be Almighty”, “Why is it so difficult not to be a great god”… 
 …
</div>

<div class="content">
 [System + Family + Single Female Lead + Pure Love Daily + Funny and Relaxed] 
 Su Jiang is a freshman who accidentally awakens the system. 
 [Host, please confess to a person of the opposite sex within 30 seconds. If the task fails, you will die immediately! ] 
 In desperation, Su Jiang confessed to the class flower An Rou in front of the whole class. 
 Su Jiang: "Classmate An Rou, I like you, can we date?" 
 An Rou: "What do you like about me?" 
 Su Jiang: "Uh... your legs are very white." 
 An Rou sneered: "Haha." 
 The whole class was shocked! 
 Teacher: "Su Jiang, get out!" 
 [Task completed, reward random skills - firearms proficiency! ] 
 That night, Su Jiang was kidnapped by An Rou. Unexpectedly, the class flower turned out to be the daughter of a big family. 
 An Rou: "Su Jiang, don't you like legs? Do they look white now?" 
 [Trigger the system task, please answer the question according to your heart! 】 
 Su Jiang: "......Bai!" 
 An Rou: "???" 
 The bodyguard was shocked: "Brother, you are so brave!" 
 Later, all the major families in Jiangdu City spread rumors that the An family had a son-in-law named Su, who was a psychopath who should not be provoked.
</div>

<div class="content">
 Chen Fei, a mysterious young man who went up and down from Tianwu Mountain, entered the billowing red dust. With one hand, magical medicine can rejuvenate and cure all diseases; with invincible martial arts, rejuvenate and punish all evils.
</div>

<div class="content">
 [Extraordinary + System + Daily + Easy Humor] 
 Confessing his cute school girl turned out to be a devil? 
 Su Bai was stabbed through his body by his demon girlfriend at the beginning, but unexpectedly awakened his original memory and his SSS-level monster strength! 
 Vampires, demons, transformers, awakeners, dimensional creatures, extraordinary technology... This is a world where extraordinary and monsters coexist! 
 It's also a dangerous world! 
 For the sake of his lovely sister, Su Bai vowed to blow up all the crises that came! 
 "Whether you are an SSS-level monster or a level 10 peak awakener, anyone who provokes me will have to pay the price!"
</div>

<div class="content">
 Chen Shen, who came from another world, received a call from an idol drama director. 
 He thought he was asked to act in an idol drama, but it turned out to be a love variety show. 
 The director only made one request, that if no one of them succeeded in holding hands at the end of the love variety show, he would give you one million. 
 So, Chen Shen became a troublemaker in the love variety show. 
 What Chen Shen didn't know was that the director met another person at the same time as he met him. 
 The director also made a request to her, that if more than one of them succeeded in holding hands at the end of the love variety show, she would also get one million. 
 This book is also known as "What? The whole network knows that I get paid to be on the love variety show!"
</div>

<div class="content">
 Shock! Ling Sheng got on the actor Huo Ci’s baby sports car, the two are suspected of being dating#
 Burst! The actor Huo Ci and Ling Sheng enter and leave the same apartment, and are determined to live together#
 Madden! Actor Huo Ci and Ling Sheng took their children to eat hot pot, Shichui hidden marriage and gave birth to children.
 Ling Sheng: Get out! Blind your mother’s dog eyes, that’s my father!
 Jun Sanye: The title should be banned, and the master should see who dares to spread rumors about my wife and father-in-law.
 The richest man in the world, the arrogant Jun Sanye was a little depressed recently, he was only a few years older than him, the celebrity Huo Ci, who was cautious and had grudges, and had a little feast with him, became his father-in-law.
 Mr. Jun Sanye came to propose a kiss with a gift: Mr. Huo…
 Huo Ci said with a cold face, and stopped the person: Call Dad!
 The actor Huo Ci is about to marry a girl. People are very happy when they are happy, and they say that making money is not as good as raising a girl. His Jun Shiyan is so powerful that he has to be a son for me!
</div>

<div class="content">
 Crossing to the world of high martial arts. Here, fierce beasts are rampant and dangers are everywhere! 
 The strong can pick stars and moons, and can do everything! But the weak can only become stepping stones! 
 Qin Hao, however, suddenly awakened the tag system during the warrior certification. 
 You can directly extract the strong tag and load it on yourself! 
 "One Punch Man-Saitama, use it successfully!" 
 "Naruto-Xiao Li, use it successfully!" 
 "..." 
 Since then, Qin Hao has infinite tags and overlooks endless enemies! 
 "Under the starry sky, I have one stone in the world!" 
 "Above the starry sky, the galaxy is divided into two, and I occupy half of it!" 
 "You don't have to tell your identity, because to me, you are all ants!"
</div>

<div class="content">
 Obtained the inheritance of defying cultivation, arrogant and enchanting all the way! Step on the face of the rich second generation, tear down the bones of the old monster.
 Hundreds of millions of fortunes are on the ground, and the talented scholar is a supporting role. Surrounded by thousands of red faces, the city is invincible. Ascending to the top of the sky, just ask, who else?
</div>

<div class="content">
 Zhao Yu traveled through time and became a second-generation debtor who was heavily in debt due to developing a virtual online game. 
 Unexpectedly, the game empire system appeared. 
 The strength gained in the game can actually be fed back to reality! 
 Since then. 
 The anchors are crazy about playing. 
 The students are crazy about playing. 
 The teachers are crazy about playing. 
 … 
 The whole nation is crazy about playing! 
 Other countries can no longer sit still, they also want to play! Give me a chance! 
 Zhao Yu: Play as much as you want, and your strength will be fed back to me!
</div>

<div class="content">
 I am a manga artist full of madness (Chuunibyou?)! 
 Real name: Makoto Takahashi; pen name: Hououin Kyouma; reason for crossing: confessing to the goddess I secretly love, and trying to change from a magician to a bad job. 
 Classic masterpieces such as "Detective Conan", "Bleach", "Naruto", "One Piece", "Dragon Ball", etc. still exist, but the progress is much slower than in the previous life! In Conan, Ai has not appeared yet, Ichigo has just learned Bankai, Naruto has just lost his good friend Sasuke, and Luffy and his crew have just met Robin... 
 Is there still room for us to survive in this world? Yes, there must be! 
 Because I am Makoto Takahashi, a manga artist full of madness (Chuunibyou!), Hououin Kyouma!
</div>

Reborn as the richest man in India

Chapter 2 I want to help you but you can’t

You'll Also Like

NovelsNook - Explore Fan-Fiction Novels Online Free!

Reborn as the richest man in India

Chapter 2 I want to help you but you can’t

You'll Also Like